Income Protection Plus

If you found yourself unable to work due to illness or accident, could you afford to keep up with your financial commitments whilst you recover?

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Income Protection Plus provides you with a tailored plan that pays you a regular income should you find yourself off work due to injury or illness, an income that will help you pay the bills whilst you recover. PLUS, as an added bonus, the insurer returns its profit to its members meaning the plan builds up an investment element for your future, whether you claim on the plan or not!

We have chosen to work with PG Mutual to offer Income Protection Plus. Please note any reference to 'We', 'Us' and 'Our' is to PG Mutual, the Insurer for Income Protection Plus.

Why Income Protection Plus?

In the last three years (2013 - 2015) we have paid out 97% of all claims totalling over £2.5m.

  • Tailored to suit you - Build your plan to suit your individual needs.
  • No waiting period - Cover starts as soon as your first contribution is paid.
  • No penalties - Your subscriptions will not be penalised for any claims you make.
  • No limit on claims - No cap on the number of claims you can make.

And the plus...

Protect today and save for tomorrow – as well as providing you with an income protection plan that ensures you receive a regular monthly income for an affordable monthly cost, the plan also builds up an investment element for your future. Furthermore, whilst we protect your income, we also include an enhanced Loyalty Bonus* that aims to provide a minimum capital sum of £10,000 and six months income benefit to your family if you die.

Also, in addition, the Paycare GP 24/7 app has been designed to provide users with access to professional advice and guidance wherever you are - so you can speak to a UK based practising GP 24 hours, 7 days a week. Plus, the Paycare confidential Telephone Counselling service is available when you need a little extra support.

* Applies to existing members as well.